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SB 1078 seeks to increase access and opportunities to housing, education, and employment for people facing the reintegrative challenges associated with having a criminal legal record. This bill amends Section 20.05(a)(4) of the state’s Business and Commerce Code to reduce the duration that a consumer reporting agency can report on an indictment, record of arrest, or conviction from 7 to 4 years. This proposed change brings the code in line with research, that shows that a person’s risk of recidivating significantly decreases over time.