Amicus brief in the matter of State of Texas vs. ACSO of Texas
A list of the cities in Texas that have passed the unified ordinance, which offers basic protections and affordability standards for people taking out payday and auto title loans.
By the Texas Fair Lending Alliance - - On Twitter: @TXFairLending - On Facebook:
These comments are from Texas Appleseed. Background: Comments on proposed rulemaking on payday, vehicle title, and certain high-cost installment loans. Docket Number: CFPB-2016-0025 or RIN 3170-AA40. There are three Supplemental Resources related to this comment: 1) Payday & Auto Title Lending in Texas White Paper 2) Payday & Auto Title Lending Abuses: An Analysis of Complaints from Texas Consumers 3) Loan Contracts. Brief Excerpt: Texas needs strong rules from the CFPB to complement the local work that has been done here, so that fair lending standards apply everywhere. The following sections document the problem in Texas, offer support for strong components of the rule, and provide insight, based on the Texas experience, into where the rule still needs to be strengthened.


Criminal Discovery
Immigrant Children & Families
Mental Health
Fines & Fees
Foster Care & Courts
Homeless Youth
Juvenile Justice
Other Issues
Payday & Auto Title Lending Reform
Protecting Seniors from Financial Abuse
Bail Reform & Pretrial Justice
Civil Asset Forfeiture
Coerced Debt
Criminal Justice
Debt Collection
Disaster Recovery & Fair Housing
Education Justice
Fair Financial Services