Resources

Gail, from Houston, discusses the payday lending debt trap.
Texas Appleseed strongly supports the U.S. Department of Defense (“the Department”) proposed rules to expand the scope of consumer credit covered under the Military Lending Act (“MLA”) to a wider range of closed-end and open-end consumer credit products. Establishing a definition of consumer credit that is consistent with the consumer credit products afforded protections under the Truth in Lending Act (“TILA”) will address important short-comings in the current MLA rules. It will also ensure that the MLA is achieving its intended purpose: to protect military personnel from “predatory lending [that] undermines military readiness, harms the morale of troops and their families, and adds to the cost of fielding an all-volunteer fighting force.”
Appleseed centers support changes to community reinvestment act. Texas Appleseed submitted comments to the Federal Reserve System's Board of Governors, the FDIC, and the Office of the Comptroller of the Currency supporting CRA changes to improve access to credit and financial services in low-income communities.

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Criminal Discovery
Immigrant Children & Families
Mental Health
Fines & Fees
Foster Care & Courts
Homeless Youth
Insurance
Juvenile Justice
Other Issues
Payday & Auto Title Lending Reform
Protecting Seniors from Financial Abuse
Bail Reform & Pretrial Justice
Civil Asset Forfeiture
Coerced Debt
Criminal Justice
Debt Collection
Disaster Recovery & Fair Housing
Education Justice
Fair Financial Services