The Core Blog

Our blog, The Core, is here to educate, inspire, and to offer practical solutions to difficult, systemic problems.

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With Stimulus Payments Arriving, Watch for Scammers Gearing to Take Your Money

Date Author Ann Baddour (Texas Appleseed) and Lourdes Zuniga (Financial Literacy Coalition of Central Texas)

Many Americans have received federal stimulus funds or have money coming their way to offer a small help to weather the current economic crisis caused by the coronavirus pandemic. People with bank account information associated with a 2018 or 2019 tax return saw funds deposited as early as April 9. For others, checks will likely be mailed over a period of a few months, starting in late April or early May, and beginning with the
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Auto Insurance Must be Priced Fairly During the Coronavirus Pandemic

Date Author Ann Baddour, Director of Fair Financial Services

Texas Appleseed sent a letter to Texas Insurance Commissioner Kent Sullivan, asking the Department to make sure Texans are charged fair prices for auto insurance during and after the pandemic. With much of the state under shelter-in-place orders, mobility of Texans is down 40% to 55% since the escalation of the pandemic in late February. This reduced mobility has translated into fewer claims for auto insurers. Over the past week, a growing number of auto
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Strategies for Counties to Reduce the Spread of COVID-19 in Jails

Date Author Mary Mergler, Director of Criminal Justice Reform

As COVID-19 spreads across the nation and Texas, local jails are becoming hotspots in the pandemic, putting people’s lives in danger and further straining local health systems. Public health experts and physicians have repeatedly warned that if COVID-19 enters a correctional facility, it will spread much more rapidly and be difficult to contain. Widespread outbreaks have already been reported in jails in other states including New York and Illinois. An outbreak in a jail doesn’t
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COVID-19 and Our Most Vulnerable Communities

Date Author Brennan Griffin, Deputy Director

COVID-19 will have devastating impact on low-income communities and communities of color unless there is a robust policy response. We know that these vulnerable communities have a higher proportion of medically fragile people who are at greater risk of complications and death from the coronavirus. Many of the people in these communities live paycheck to paycheck and work in jobs that do not have paid sick leave or paid family leave. Without the reliability of
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The Real Solution is Housing the Homeless, not Criminalization

Date Author Brennan Griffin

The Austin City Council and Mayor Adler did the right thing by limiting the scope of city ordinances that criminally punish sitting, lying down and camping. Protecting the dignity and humanity of every person should be a guiding principle in Austin, and their actions made progress towards that goal. Cities across Texas should look at similar limitations they have in place, and whether they are criminalizing homelessness itself. While the changes in the ordinances may
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#HarrisThrives - 2 Years After Hurricane Harvey

Date Author Brennan Griffin

On the second anniversary of the landfall of Hurricane Harvey on the Texas coast, Texas Appleseed and our allies in the Houston Organizing Movement for Equity (HOME) coalition and the Coalition for Environment, Equity, and Resilience (CEER) have come together to support a just recovery and flood protection and mitigation for all Harris County neighborhoods. All of our neighborhoods deserve the same level of safety and infrastructure, from protection from flooding to air quality, from
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How the Juvenile Curfew Harmed Me and Why it Hurts Families

Date Author Guest Columnist Kimberly Trishell

Though I’m well past my teen years and am a mom now, I am still scarred by my experience with the juvenile justice system and the Houston juvenile curfew ordinance. Everything that I do — from how I raise my children to how I simply move through the world — is influenced by how I felt targeted by the police in my youth simply for being black and young. At first glance, the curfew ordinance
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Reflections on New Report Detailing the Financial Health of Families

Date Author Ellen Stone and Ann Baddour

The San Antonio Area Asset Funders Network, in partnership with Texas Appleseed, has released Insights, Aspirations, and Action: Investing in Asset Building for San Antonio Families. The report leverages data analysis, a survey with San Antonio nonprofit providers, and focus groups with San Antonio residents to provide recommendations for stakeholders to boost financial well being and asset building for San Antonio families. The report, which covered economic mobility, financial health, employment, housing, education and health
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86th Legislative Session Delivers Important Wins for Consumer Financial Protection Despite Powerful Lobby Efforts in Support of Predatory Lending Practices

Date Author Ann Baddour

In collaboration with a network of allies and partners, including members of the Texas Fair Lending Alliance, progress was made in the areas of debt collection reform, accountability in the online lending arena, and through whittling away at the ability of rent-to-own businesses to misuse our criminal justice system by filing criminal complaints to collect delinquent debts. Equally important, our coalition was able to stop harmful assaults that would have preempted beneficial local payday and
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The Good, the Good-ish & the Bad Out of Texas’ 86th Session Related to School Discipline & Safety

Date Author Andrew Hairston

When it comes to legislative action during the 86th session on bills related to school discipline and school safety, there’s good news, good-ish news, and bad news. Let’s start with the good news. The Good News: Legislative Focus on Research-Based Practices and Mental & Behavioral Health Supports The Good news is that — with one glaring exception that we’ll discuss later — the Texas Legislature was very much attuned to a focus on research-based practices
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Houston Must Support Young People by Decriminalizing Its Juvenile Curfew

Date Author Kristian Caballero

With the Houston City Council set to vote on its juvenile curfew ordinance July 17, we have spearheaded a juvenile justice coalition made up of a wide range of advocates.Our goal has been to support young people and provide education about the harms of curfew ordinances to ultimately end unnecessary policies that do nothing to benefit youth. See below how you can join us at a public hearing July 10. Background The juvenile curfew ordinance
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Legislative Progress for Homeless Youth and Children in Foster Care

Date Author Brett M. Merfish

During the 86th legislative session, the Texas Legislature passed bills that recognize the challenges students experiencing homelessness face at school. HB 811 states that homelessness status and foster care status are considered when school administrators make any discipline decision for kids. The trauma and instability children in foster care and those experiencing homelessness face can affect their behavior at school. By recognizing what factors might be contributing to kids’ behavior, this bill aims to help